Homeowners purchase insurance claims to protect against losses caused by fire, water and other unforeseen disasters. Unfortunately, insurance companies are not always willing to pay their insured what they are due.
At McLeish Orlando LLP, our experienced Toronto lawyers know how to take on insurance companies in fire loss claims. While we are able and willing to negotiate with insurers when appropriate, our litigation team is ready to pursue full compensation in court.
Tactics Insurance Companies Employ When Denying Claims
Common responses from an insurance company after a homeowner makes a fire loss claim is to deny or void the claim on one of many grounds:
- The insurance company will suggest that the fire was caused by arson.
- The insurance company will seek to void the homeowner's policy because the information about the policy provided at the outset of the application was misleading and amounted to misrepresentation.
- The insurance company will seek to void the policy because the homeowner changed the character or use of the property (e.g. changing from a single family home to a rental property) and the insurance company was not notified of such a change.
In the instances where an insurance company will accept a fire loss claim, it will often dispute the total value of the loss. Whether your insurance company has failed to accept your claim or has refused to pay you fully, we will work hard to get you the financial recovery you deserve.
Our Goal: To Make the Insurance Company Pay What You Are Owed
When our injury lawyers take your fire loss claim to court, we are fighting to hold your insurance company liable for its lack of good faith when it denied your claim or did not pay you in full. We work hard to make sure the insurance company doesn't excuse its responsibility from taking care of you.
Our GTA House Fire Claim Lawyers Are Here to Help You
If you would like to pursue a house or apartment fire loss claim, seek out experienced and knowledgeable representation from our southern Ontario law firm. Call us at 888-494-8201 or send our personal injury lawyers an e-mail for your free initial consultation.